If you purchased health insurance through Your Health Idaho and received an Advance Premium Tax Credit (APTC), you’re required to file your federal tax return to validate or reconcile the amount of tax credits you received during the year. This ensures you received and used the correct credit amount based on your actual income at the end of the year.
Congressional action in 2025 makes annual reconciliation mandatory for every consumer who receives a tax credit. Failure to reconcile annually will result in the loss of APTC eligibility for the following plan year.
To reconcile your credit this tax season, use Form 1095-A: Health insurance Marketplace Statement to fill out Form 8962: Premium Tax Credit.
An income tax must be filed to reconcile the amount of tax credits received during the year. This ensures you received and used the correct tax credit amount based on your actual income at the end of the year.
To reconcile tax credits, use Form 1095-A: Health insurance Marketplace Statement to fill out Form 8962: Premium Tax Credit.
You’ll receive Form 1095-A: Health Insurance Marketplace Statement
from Your Health Idaho. This form is sent to your Your Health Idaho
secure inbox and the IRS by January 31. If you opt to receive a print
copy, it will also be sent to you via U.S. mail.
Your 1095-A includes information about your health coverage
received through Your Health Idaho, including:
A 1095-A form will be sent for each household member enrolled in a separate health insurance plan through Your Health Idaho. You will also receive multiple 1095-As if you switched plans during the year.
If you check your 1095-A tax statement and find an error, contact Your Health Idaho at 855-944-3246. If there is an error, you’ll receive a corrected 1095-A tax statement. Do not file your taxes until you have an accurate form 1095-A for all members of your household.
Once you receive your 1095-A form, you will use the information on the document to complete part II of Form 8962: Premium Tax Credit.
Download and print Form 8962
Part III of Form 1095-A. Use this section to fill out Form 8962
Part II of Form 8962. You will use part III of your 1095-A to fill out this section.
You will attach Form 8962 when you file your federal tax return. Keep your 1095-A for your records.
Click here to learn how to correct an electronically filed return rejected for missing Form 8962.
For help filling out Form 8962 or submitting your tax return, please contact an accountant, tax preparer, or visit www.irs.gov.
NOTE: Form 1095-A is not required for catastrophic or stand-alone dental plans.
The IRS website has several available resources to help you file your taxes. Learn more here.
